Always remember you ARE NOT alone in the debt pool.  According to USA Today2/3 of Americans in their 20’s are in some type of debt.  You may be in student loan, credit card, or some other type of debt if not all three.  But you are not alone.  Why am I telling you this?  Because knowing that you are not the only person in debt and struggling with your debt takes some of the load off.  Other people struggle too and it is not just you.  Read the USA Today Article about debt and remember not to get down about your debt.  Hold your head up, work hard, and pay your debt off.  You can do it but you do have to start.