How do you pay your bills?  A lot of bills you have to mail off a payment for with a check, credit card, or money order.  In some cases though like loans, local bills, mortgage payments and more you can pay in person without fee’s.  My advice is to pay in person if you can and they DO NOT charge a payment fee.  Especially if you do not keep a lot of money in your checking account you can be in danger of your checks bouncing.  Every time you bounce a check rather its with a bank or a credit union you will be charged a fee.  Fee’s are defiantly something you want to avoid and the more fee’s you can avoid rather its bounced checks or other bank fee’s the more money you have to pay bills or save with.  So if you can pay cash and avoid writing a check then do it.  That way the payment is done and you do not have to worry about it.  Always though make sure you get and keep a receipt proving you paid the bill.