Good Bye Debt Hello Money » credit cards http://www.goodbyedebthellomoney.com Get Out of Debt and Make Money Wed, 02 Sep 2009 00:20:07 +0000 http://wordpress.org/?v=2.9.1 en hourly 1 Take That Credit Card Out of your Wallet! http://www.goodbyedebthellomoney.com/2009/08/take-that-credit-card-out-of-your-wallet/ http://www.goodbyedebthellomoney.com/2009/08/take-that-credit-card-out-of-your-wallet/#comments Sun, 30 Aug 2009 06:03:54 +0000 admin http://www.goodbyedebthellomoney.com/?p=8 Ok, so how many credit cards do you have?  Take them out of your wallet and put them somewhere.  I’m not talking about your debit card, I mean actual credit cards that you can buy things with and pay later.  The fact of having a credit card with you allows your to impulse spend.  If you really have to have something and don’t have cash on you or in the bank you can always go home and get the card and go back and buy it.  But the fact of you having to put forth that effort and having to think about the purchase you are less likely to use your credit card to buy something.  In order to get rid of debt you have to stop building debt.  Credit card debt can be the worst kind of debt with the highest interest rates.  I personally took all of my credit cards out of my wallet and put them in the same place I keep payed bills,check books and other financial items.  Once I did that I stopped impulse buying that DVD , CD or anything else it is so easy to just whip out the credit card and buy.

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